Credit Repair Attorney

by Smith & Garg LLC

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Entries from December 2007

Credit Score and Employment

December 31st, 2007 · No Comments

What is a person’s credit score used for?

A credit score is a numerical score that summarizes your credit worthiness. Your credit score is based upon the information provided in your credit report.

When most people think about credit worthiness, they think about the ability to make large purchases such as a house, […]

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No Magic Wand

December 31st, 2007 · No Comments

Some things can’t be mentioned enough. A quick Google search for “credit repair” will lead a websurfer to all sorts of sites that tout themselves as “magic fixes” for poor credit. These gimmicky services tend to scream to the viewer about how wonderful they are. There are all sorts of “testimonials” that sound overwhelmingly contrived […]

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Negative Credit Entries

December 24th, 2007 · No Comments

Sometimes inaccurate information is included in a consumer’s credit report. If you’re working on repairing your credit alone, you can try to dispute these inaccuracies on your own. There’s a specific time period in which the credit reporting agency must respond and if they fail to do so the inaccurate entry must be removed. People […]

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Watch Out for Scams

December 24th, 2007 · No Comments

When dealing with credit repair companies, make sure you watch out for scams. The Better Business Bureau has an article that provides you with “red flags” you should be wary of when dealing with a credit repair clinic.

Here’s a summary of the BBB “red flags”:

1) The clinic does not inform you […]

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Bad Credit: Now What?

December 18th, 2007 · No Comments

If you have filed bankruptcy or completed a debt consolidation program, you might be wondering, “Now what?”
With your new clean credit slate, you need to repair your credit history. The first step in credit repair is getting a copy of your credit report from all three credit reporting agencies. You should have done this before […]

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Do You Need It?

December 18th, 2007 · No Comments

Repairing damaged credit is not easy. There are several credit repair scams and dubious companies on the internet. If you are considering undergoing credit repair with outside help, make sure you are dealing with a reputable company.
Perhaps you don’t know if you need credit repair at this time. There are a few steps you can […]

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Tags: credit repair firm · creditllimit · credit score · credit card · Credit report · Credit Repair Attorney · Credit repair Lawyer · Credit Repair · Credit Repair Lawyers