Credit Repair Attorney

Identity theft is one of the most serious white collar crimes being committed across the world today. This problem is especially prevalent in America, with thousands of identity thefts occurring every month. Identity theft is the act of using another person’s identity in order to secure lines of credit, forging checks, obtain cash, and so […]

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If you don’t think that you have good credit, it can be difficult to even look at your credit score and credit report. There may be things on there that you do not want to see, and many people avoid viewing their credit report for this exact reason. However, the only way to repair your […]

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As technology advances, identity thieves change their tactics. Yes, some of the older tactics such as watching you punch in sensitive information, rummaging through trash and even trying to trick you into divulging information are still going on, but advances in technology as well as our increased use of technology is opening up new […]

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The United States Department of Justice has a website dedicated to identity theft. A part of that website includes a few steps on how to prevent identity theft. They call these steps, “SCAM”.
S stands for “stingy”. Be stingy with your private information and only divulge it to people who need to know it.
C stands for […]

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In the realm of credit repair, scams are so prolific that in 2005 the FTC, Federal Trade Commission, started a special project they called “Project Credit Despair”. In 2006, the FTC shut down 20 credit repair scam artists at least one of those was based in Dallas, Texas.

These predatory companies bilked people out […]

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Usually when the word “free” is used in connection with “credit repair”, it’s a scam of some kind. For some reason credit repair draws the attention of every type of scam artist making the work of legitimate credit repair attorneys all the more difficult. However, in this situation, this is not a scam.

Experian, […]

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One of the first steps in credit repair is understanding debt. Not all debt is bad. Debt comes in two forms—good and bad. Good debts are long term items such as student loans, cars, and homes that typically come with decent interest rates and can help provide a better future. Bad debt is things like […]

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A credit score is sometimes called FICO. FICO is an abbreviation for Fair, Isaac and Company. In the 1950’s they started the concept of attaching a numerical value to a person’s credit rating. There are three credit reporting companies—Experian, Equifax, and TransUnion—they all maintain information on your credit history and calculate a credit score. […]

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