Credit Repair Attorney

by Smith & Garg LLC

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Deciphering Your Credit Report

March 25th, 2008 · No Comments

Your credit report can be a scary thing to try to figure out.  The numbers and dates can all begin to run together and make no sense whatsoever.  Having the help of a professional that is trained to be able to understand these numbers and what they mean to your credit score is important.  Many people do not understand how those items that appear on your credit report affect your credit score.

One important thing to remember when deciphering your credit report is making sure that you are obtaining your report from each of the reporting agencies.  There are many creditors that will only use one of the three.  Each agency will also use a different formula when calculating your credit score.  Especially when you will be applying for a loan, knowing all of your credit scores becomes even more important.

The professional credit repair attorneys at Smith and Garg can help you to understand your credit report and how it affects you.  They can aid you in any credit repair that needs to be done to help you get the loan you need.

Tags: credit score · creditllimit · credit card · Credit report

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