Credit Repair Attorney

by Smith & Garg LLC

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Repairing Credit Scores in Houston

March 31st, 2008 · No Comments

When dealing with credit bureaus for the purpose of improving your credit score, it is important to follow a specific plan and maintain accurate records of all correspondence. Credit bureaus receive so much mail from concerned citizens that they sometimes misplace mail that is sent to them regarding credit report disputes. We have experienced this first hand; letters were mailed to the bureaus that were not answered, and this problem was fixed by sending the letters as certified mail.

Sending your letters to credit bureaus as certified mail is more expensive than sending regular first class mail, but your letters are much more likely to be answered if you do so. Adding a “return receipt” to your correspondence letters is very beneficial as well because the person who receives the mail must initial a slip of paper and mail it back to you in order to receive the mail. This is proof that the credit bureau did receive your letter, and the person’s initials can assist you in finding the person who took responsibility for your letter.

Professionalism and accurate record keeping is the best way to pursue a better credit score. Credit bureaus can be difficult and stubborn, so it is best to hire a Houston credit repair attorney for expedient and accurate results.

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